Making payment with EssentialPhoto


Payment methods

Here at EssentialPhoto/PIXAPRO we like to keep things easy, provide peace of mind and flexibility when placing an order and making payment. This is why we are able to accept a variety of payment methods, either through our website, over the phone or visiting us in store.

Payment by card shouldn’t be a problem for the majority of those placing an order online or in store, as we accept all major Credit and Debit cards including PayPal.

Should you not wish to pay by card we also have a payment by bank transfer option available. In order to make payment by bank transfer we can put together a quote for you and then send this across, you will just need to add the quote reference number when making payment.

Unfortunately, we no longer accept payment by cheque.

If you have any questions or are experiencing any problems with making payment, please do not hesitate to get in contact and a member of our team will be happy to help.


Cards Accepted


We accept Visa and Master Card, however our system will only accept cards that have been registered in the Verified by Visa and MasterCard Secure Code fraud prevention schemes (often referred to as "3D-Secure").

We encourage our customers to sign up to these schemes which entail registering your card with Visa or Mastercard. For more information on these schemes and how to enrol your card (if you have not already) then please click on the relevant link below:

Sign up at

Sign up at

We currently DO NOT accept payment from cards which are not enrolled in the Verified by Visa or Mastercard Secure Code schemes.

If you have shopped with us before, please contact 0121 552 3113 and we will be happy to look into this for you

American Express will not be accepted when selecting Pay with Credit/Debit Card, should you wish to place an order using an American Express card please click Pay with PayPal. Once on PayPal you can select the Pay by Debit or Credit Card without signing in and you can then enter your American Express details here. Alternatively, you can call us on 0121 552 3113 to make payment over the phone with your American Express card.

Your Security


We value security above all else with making payment online and understand how important this is. Our dedicated team regularly check for any security risks in our system.

Backed by SecureTrading which ensures encryption and security with your details when making online payments.

Finance options


Great news! consumer finance is due to released soon and more details will be published, sign up to our marketing email for up to keep up to date.

Business finance (Educational institutions, Public sector & Government organisations) is now available. This is supported by LLYODS Bank Commercial Finance. Please contact customer support to place an order or 0121 552 3113

Business finance (private business and company) is also available and credit check is required at £20 for any new applicant on board. Please contact customer support to place an order or 0121 552 3113




All prices shown are inclusive of VAT. EssentialPhoto/PIXAPRO reserves the right to adjust retail prices accordingly. Our VAT number is GB112445747

VAT will not be displayed for those outside of the EU, should you be placing an order outside of the EU please register an account and sign in, this will remove VAT from our website


Should you have any issues with making payment, please do not hesitate to contact a member of our team through email, chat or telephone.