Business Financing and Equipment Leasing

Are you in need of additional equipment to grow your kit and further your business? EssentialPhoto & Video offer flexible financing and leasing options to make it easier for you and your business to get the kit you need, now, without the worry of a large outlay.

Why Choose a Business Finance Option?

Our financing options are flexible and allow you to effortlessly spread the cost of your order over a period you choose. We understand the demand for photography equipment usually comes with an imminent need, so we've ensured that our application process is straightforward, fast and fuss-free, with quote or website ordering options. Find out more below.

30 Day Business Finance Terms with

We now offer business finance options with Billie through our website storefront! A bit like Klarna for businesses, Billie allows you to checkout quickly and set up a straightforward 30-day payment plan, with no minimum spend. Just set up your order as normal, and select "Billie" at the payment stage of your checkout to go through the approval process with them.

Or, see below for longer payment terms:

12 to 36 Month Finance and Leasing

For longer payment terms, you can apply for this with us directly. Once your application has been submitted, you will be offered a selection of payment plans to choose from i.e., 24 months, 36 months etc. Whichever period you choose, you will make monthly payments for the equipment. This applies for both Finance and Leasing options. Find the differences below plus our application form:

Business Financing

For Business Finance, you will make monthly payments for the equipment and at the end of your payment plan, you pay a one-off fee, and the products are yours to keep.

This is best for when you need to keep ownership of your equipment.

Business Leasing

The process for leasing the photography equipment follows the same process, with the difference being, at the end of your payment plan, instead of paying a one-off fee and keeping the products, you hand the products back to us.

This is best for short-term kit needs.

Apply for Business Finance or Leasing

If you are interested in applying for our Business Financing or Equipment Leasing, please send an email to info@essentialphoto.co.uk with ‘BUSINESS FINANCE AND LEASING’ as the subject line. Please include a list of the items you wish to purchase along with the following details:

Full Name
Email Address
Contact Telephone Number
Company Name
Company Registered Address
Company Registration Number

Once we have received and processed your email, you will then receive an update of what happens next and any other details we may need to process your application. We will submit your application once all of the relevant details have been obtained and you will be notified of a decision within 24 (working) hours of the application being submitted.

Terms and Conditions

Our business financing and leasing is authorised and regulated by the FCA.

Billie Payments will run their own background checks before approving your payment plan, and is for Businesses only. Rejections from Billie cannot be overturned by EP&V and are processed by Billie only. Contact Billie's Customer Care team.

For long-term finance, a minimum order value of £1,000 excl. VAT is required for all applications to long-term financing.
A commercial invoice will be separated to exclude any out-of-stock items
All APR information will be provided directly to the applicant
PIXAPRO (trading as Essential Photo & Video) acts as a credit broker and not the lender
Credit is only available to UK residents aged 18 and over
The approval of your application is dependent on your financial circumstance and borrowing history